Nagotek
For iPhone & iPad

Total Return

See how much you have really gained or lost on your stocks, ETFs and mutual funds. Total Return counts sales, dividends, splits, cash moving in and out, and the timing of every trade, and turns it into a total return and an annualized return (CAGR).

Download on the App Store

For iPhone and iPad. Requires iOS 18 or later.

Total Return app launch screen on an iPhone

Find out how you've really done

Total return

What you have actually made or lost on each holding, each portfolio and everything combined, not just today's price against what you paid.

CAGR

Your compound annual growth rate, which accounts for the timing and size of every deposit and withdrawal, so you can compare against any benchmark.

Everything counted

Purchases, sales, dividends (including reinvested ones), stock splits, commissions, cash in, cash out and cash interest all go into the numbers.

Features

  • Portfolios and positionsOrganize holdings into as many portfolios as you like, such as "401(k)" and "Brokerage". The same stock can sit in several portfolios.
  • The full pictureMarket value, cost basis, gains and today's change alongside total return and CAGR.
  • You record the historyEnter purchases, sales, dividends, splits and cash movements yourself. Nothing is linked to a brokerage account.
  • Customizable statsOverview, portfolio, stock and trade screens show summary stats and best and worst lists, and you choose which stats appear.
  • Anything without a symbolTrack a private fund, a CD or an old holding by turning off auto update and entering its price yourself.
  • BackupsAutomatic daily, weekly or monthly backups plus manual ones. Email a backup to yourself and open it on another device to restore.
  • CSV exportExport your trades to a CSV file for a spreadsheet or your records.
  • Built for iPhone and iPadFive tabs (Total, Portfolios, Stocks, Trades, Settings), a split-view layout on iPad, plus Dark Mode, Dynamic Type and VoiceOver.
Total tab showing today's value change, total return, compound annual growth rate, value, dividends and commissions
Total
Portfolios tab listing an IRA and a Stocks portfolio with their total returns
Portfolios
Positions in a portfolio, showing cash, Apple and Tesla with their total returns
Positions
iPad split view with the Total overview beside the Portfolios list
iPad

Stock prices, your way

Total Return gets the latest prices from Tiingo, a market data service, using an API key you get from Tiingo and enter under Settings > Quote Data Source. It covers US stocks, ETFs and mutual funds (latest NAV). The app checks your key when you enter it. No key? Everything still works with prices you type in yourself.

Tiingo is an independent service and is not affiliated with Total Return.

Your data stays yours

  • On your deviceYour portfolios and trades are stored on your iPhone or iPad.
  • No accountThere is nothing to sign up for. Quote lookups go straight from your device to Tiingo with your own key. Subscriptions are handled by Apple, with RevenueCat checking subscription status; see the Privacy Policy.
  • Passcode lockOptionally lock the app with a passcode.

Pricing

Free for light use

Total Return is free for low-volume use.

Subscription

Higher levels of use require a subscription, which also supports development.

Quote updates are never limited by the subscription. Your Tiingo key is separate: it's your own, on Tiingo's free tier or a paid Tiingo plan billed by Tiingo.

Questions

How do I get started?

Add your stocks on the Stocks tab, create a portfolio on the Portfolios tab, add positions to it with the + button, then open a position and add its trades. The Total tab shows your overall value, today's change, total return and CAGR. Want to look around first? Tap "Load Demo Database" on the empty Total screen.

What do I need to enter?

Say you have a 401(k) and a brokerage account. Create a portfolio for each, then add a position for every fund or stock you hold in it. From there you have two choices:

  • Enter every trade (purchases, sales, dividends, splits and cash movements) for a precise history and the most accurate total return and CAGR.
  • Enter one purchase per position at today's price or your average cost. It's quick, and the app tracks your performance from that point on.
Can the app update stock prices automatically?

Yes, with your own free or paid key from Tiingo, entered under Settings > Quote Data Source. US stocks, ETFs and mutual funds are covered. With a free key, prices you fetch are shown while the app is open but aren't saved, as Tiingo's free terms require. With Tiingo Power they're saved and refresh when you open the app. To find a symbol, use Tiingo's search at tiingo.com or any finance site.

Can I track something without a symbol?

Yes. Add it on the Stocks tab with any symbol you like, turn Auto Update off, give it a label, and enter its price yourself. You can also enter today's change; if you do, update it daily.

How do I back up my data?

The app makes automatic backups on the schedule you pick in Settings, and you can make one any time from Settings > Backups. To keep a copy elsewhere, email a backup to yourself. The backup isn't human-readable but isn't encrypted either, so treat it like any personal file.

I got a new iPhone or iPad. How do I move my data?

Make a fresh backup in Settings > Backups and email it to yourself (or get the backup file to the new device any other way). Then open the attachment or link on the new device and confirm the restore.

How do I contact you?

Email support@nagotek.com.